Equipment Financing
Your Next Machine.
A Payment Plan.
Cunningham & Sons Implement provides financing for equipment purchases, helping you spread the cost while keeping working capital available for your business.
Estimate Your Payment- Annual Percentage Rate
- 5.99% APR
- Down Payment
- 20%
- Financing Terms
- 12–72 Months
- Amount Financed
- $10,000–$100,000
Financing is subject to credit approval and the terms of your final financing agreement.
Payment Estimator
Work Out Your
Monthly Payment.
Enter the equipment price and select a financing term. The estimator applies a 20% down payment and calculates an approximate monthly payment using 5.99% APR.
- The down payment is paid toward the equipment purchase price.
- The remaining 80% is the amount financed.
- Financing amounts range from $10,000 to $100,000.
- A longer term reduces the monthly payment but increases the total interest paid.
With a 20% down payment, the estimator accepts equipment prices from $12,500 to $125,000. Transportation and unloading are quoted separately.
Enter $12,500–$125,000 before taxes and fees.
Enter an equipment price between $12,500 and $125,000.
Estimated Monthly Payment
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- Down Payment · 20%
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- Amount Financed
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- Estimated Interest
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- Total Including Down Payment
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Estimate only, not a financing offer or approval. Assumes equal monthly payments, no balloon payment and a monthly rate of 5.99% ÷ 12. Excludes taxes, fees, transportation and unloading. Final payments are determined by your financing agreement.
Request FinancingHow It Works
Finance Your Next Machine
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Choose the equipment
Find the machine you’re interested in and note its name or listing link. Use the estimator to compare payment terms.
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Send your request
Complete the form below. Our team will contact you to discuss the purchase and explain the information needed for review.
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Review the agreement
Subject to approval, review the down payment, term, payment schedule and final agreement before deciding how to proceed.
Financing Questions
Who provides the financing?
Financing is provided by Cunningham & Sons Implement, subject to credit approval and the terms of the final financing agreement.
How much can I finance?
Financing amounts range from $10,000 to $100,000. This is the amount financed after the 20% down payment, rather than the equipment’s full purchase price.
What down payment is required?
The down payment is 20% of the equipment purchase price. For example, a $50,000 machine requires a $10,000 down payment, leaving $40,000 to finance.
What financing terms are available?
Terms range from 12 to 72 months. Our team will discuss the term and payment schedule as part of your financing review.
Is the estimated payment guaranteed?
No. The calculator is a planning tool. It does not represent approval or a financing offer. Final payments, applicable charges and terms are set out in your agreement.
Does the calculator include delivery?
No. The estimate excludes transportation and unloading, as well as taxes and fees. Delivery costs are quoted separately.
What should I include in my request?
Provide your contact details and, if known, the machine you’re considering. You can include your preferred term and any questions. Our team will explain the next steps.
Request Equipment Financing
Tell us which machine you’re considering and how to reach you. Our team will contact you to discuss financing and explain the next steps.